Personal Checking Accounts

At First Citizen's Bank, we offer a variety of personal checking accounts to fit your financial needs. We also provide many benefits to each product, including competitive rates on all interest earning products! For all checking accounts, we offer FREE Online & Mobile Banking and E-Statements!

• Hometown Checking

  • $100 Minimum opening deposit
  • $50 Minimum daily balance
  • $5 per month if balance falls below the required minimum
  • No monthly maintenance fee
  • $2 paper statement fee per statement cycle
  • E-Statement, FREE

• Mining City Checking

  • $100 minimum opening deposit
  • $100 minimum daily balance
  • $7 maintenance fee if balance falls below $100
  • No monthly maintenance fee
  • $2 paper statement fee per statement cycle
  • Interest accrued on balances over $1,000
  • E-Statement, FREE

• Copper Checking (Must be 65+ years of age)

  • $100 minimum opening deposit
  • No minimum daily balance
  • No monthly maintenance fee
  • Free money orders
  • Interest accrued on balances over $1,000
  • $2 paper statement fee per statement cycle
  • E-Statement, FREE

Personal Money Market Saving Accounts

Earn Interest on your savings while getting check writing privileges! We offer tiered rates to suit your budget.

• Mountain Con Money Market

  • $1,000 minimum opening balance
  • No monthly maintenance fee
  • $1,000 minimum daily balance
  • $10 if balance falls below minimum
  • Tiered Interest Rates
  • Interest accrued on daily balances
  • $2 paper statement fee per statement cycle
  • E-Statement, FREE

• Rocky Mountain Money Market

  • $10,000 minimum opening deposit
  • No monthly maintenance fee
  • $10,000 minimum daily balance
  • $10 service fee if balance falls below the minimum
  • Tiered Interest rates
  • Interest accrued on daily balances
  • $2 paper statement fee per statement cycle
  • E-Statement, FREE

Personal Savings Accounts

We make saving easy! You will have easy access for those unexpected bills, a dream vacation, college or just for a rainy day.

• Berkley Minor Savings

  • $10 minimum opening deposit
  • No monthly maintenance fee
  • No minimum daily balance
  • Interest accrued on daily balances
  • Free paper statements

• Silver Bow Personal Savings

  • $200 minimum opening deposit
  • $200 minimum daily balance
  • $3 service charge if balance falls below minimum
  • No monthly maintenance fee
  • Interest accrued on daily basis
  • $2 paper statement fee per statement cycle
  • E-Statement, FREE

• Christmas Club Savings

  • SAVE FOR THE HOLIDAYS!
  • $10 minimum opening deposit
  • Interest accrued on daily balances
  • No withdrawals can be made from this account
  • Account matures on October 31st every year
  • Account will remain open even after check is issued to you each year
  • $2 paper statement fee per statement cycle
  • E-Statement, FREE