Personal Checking Accounts

At First Citizen's Bank, we offer a variety of personal checking accounts to fit your financial needs. We also provide many benefits to each product, including competitive rates on all interest earning products! For all checking accounts, we offer FREE Online & Mobile Banking and E-Statements!

Hometown Checking

  • $100 Minimum opening deposit
  • $50 Minimum daily balance
  • $5 per month if balance falls below the required minimum
  • No monthly maintenance fee
  • $2 paper statement fee per statement cycle
  • E-Statement, FREE

Mining City Checking

  • $100 minimum opening deposit
  • $100 minimum daily balance
  • $7.00 maintenance fee if balance falls below $100
  • No monthly maintenance fee
  • $2 paper statement fee per statement cycle
  • E-Statement, FREE

Copper Checking (Must be 65+ years of age)

  • $100 minimum opening deposit
  • No minimum daily balance
  • No monthly maintenance fee
  • Free money orders
  • Interest accrued on balances over $1,000
  • $2 paper statement fee per statement cycle
  • E-Statement, FREE